For the past 30 years, Real Estate professionals and their homebuyers have found new opportunities with the strength of FHA 203(k) and HomeStyles Renovation financing. Reinventing the deal can help you level the playing field for your home buyers and create exciting HomeOwnership opportunities with more inventory of homes right in our own backyards. This course is a follow up to the popular “Success with 203(k) Financing” enjoyed by 100s of agents and will hopefully give you too, that “yeah, you can do that” knowledge to Reinvent the deal by: • Expanding your clients searches to more affordable “fixer-uppers” and TLC properties. • Opening up REO inventory that was once only available to “cash only” buyers • Learn how to attract more buyers to your listings with a “yeah you can do that” vision • Learn how to close on homes with some title issues or violations…”yeah, you can do that” • Work with not only owner-occupied sales, but also second homes and Investors This course will teach you exactly how these powerful programs work. Including: • Structuring purchase scenarios including renovation funds, with as little as 3.5% down • Defining exactly what an “As-repaired” appraisal is and creating future value to the home • Defining the long list of allowable renovations under each program • Learning how you can close on problematic homes in their “as-is” condition • Working with contractors, cost estimates, architects, expediters and more • Real life case studies of successful transactions APPROVED FOR 3 HOURS CE CREDITS ---------- INFO FOR ZOOM COURSES ONLY - CE Credits by LIVE DISTANCE EDUCATION (ZOOM) requires that you have both a microphone and a camera in order to earn CE Credit

When the market shifts out of a hot sellers market, buyers expectations and behaviors change. Seller concessions, inspections and house sale contingencies may no longer be out of the question. Rising interest rates and slower demand may also change the landscape of financing options. Some buyers may park themselves on the “fence” and attempt to wait for “the bottom” when it comes to lower prices. In this course, we will examine these conditions and how to help buyers navigate through what might seem like a confusing market. Approved for 3 Hours CE ---------------------------------------------- INFO FOR ZOOM COURSES ONLY - CE Credits by LIVE DISTANCE EDUCATION (ZOOM) requires that you have both a microphone and a camera in order to earn CE Credit Registrants will receive ZOOM LINK AND INSTRUCTIONS 24 hours prior to start.

Learn the history of the appraisal process, redlining, USPAP and Advisory Opinion 16. Examine recent case law and surveys on the subject. Discuss your experiences and the steps you can take if bias has taken place including the ROA process.<P> APPROVED FOR 3 HOURS CE RE & 3 FOR APPRAISERS <P> ----------------------------------------------<P> INFO FOR ZOOM COURSES ONLY - CE Credits by LIVE DISTANCE EDUCATION (ZOOM) requires that you have both a microphone and a camera in order to earn CE Credit